Is money the value of Wealth?

Money is a good that acts as a medium of exchange in transactions. Classically it is said that money acts as a unit of account, a store of value, and a medium of exchange.We are working very hard so we can earn money.The perception general is believed that someone wealth is valued in money.It is not every day that we find words of wisdom from the rich and famous. In fact most of Asian richest profess differing theories and techniques of reaching their life’s paramount. Through their massive wealth, they share a common ground, humbleness. Their words of wisdom are much to appraise. Well, here is an inside scoop of what 5 of the Richest Entrepreneurs in Asia may tell you if you happen to meet them via their life’s famous quotes.

Their words of wisdom are much to appraise.

Famous Quotes from Li Ka Shing – “Businesspeople in general shouldn’t have an overly narrow view of their industry, they need a 360-degree perspective and to look at everything from all possible angles” when expressing interest in European markets when many see otherwise. His core philosophy has always been “Set your goals high; make friends with different kinds of people; enjoy simple pleasures. Stand on high ground; sit on level ground; walk on expansive ground“. These are the words written in Chinese calligraphy at the back of his work desk.

Source: Forbes

 Famous Quotes from Laskhmi Mittal – “At the end of the day you have to keep emotions away”, “hard work certainly goes a long way. These days a lot of people work hard, so you have to make sure you work even harder and really dedicate yourself to what you are doing and setting out to achieve”,” Everyone experiences tough times, it is a measure of your determination and dedication how you deal with them and how you can come through them”,” Always think outside the box and embrace opportunities that appear, wherever they might be”,” When people can see which direction the leaders are going in it becomes easier to motivate them”

Lee Shau Kee – “Work hard and persevere. Clear enough”, “save your first bucket of gold” – or small fortune — from work, but then use it for investments. Don’t just park money in the bank. “For men, find a job that you will be happy with and work hard at. Women, in line with an old Chinese proverb, should marry the right man. Don’t marry too early in life. It’s better to work hard when young and establish a career first. For those already successful, money can become a controlling factor in life and make you a slave to it. One way to avoid that: Philanthropy. Giving away money to the right cause, with a leveraged effect and your own involvement in how it is spent, will give you peace of mind; try to maximize the number of people that can benefit from an individual contribution”


Azim Premji – “The new team is in the saddle”, “It is no longer the issue of whether one should focus on China, or India versus China, but of India and China”, “We believe this combination of excellence in operations and strong execution of our strategy is critical to achieve our vision. We will continue to focus on both in future as well”, “In our way of working, we attach a great deal of importance to humility and honesty; With respect for human values, we promise to serve our customers with integrity”, “Character is one factor that will guide all our actions and decisions. We invested in uncompromising integrity that helped us take difficult stands in some of the most difficult business situations”


Robert Kuok – “Wealth should be used for two main purposes. One: for the generation of greater wealth; in other words, you continue to invest, creating prosperity and jobs in the country. Two: part of your wealth should be applied to the betterment of mankind, either by acts of pure philanthropy or by investment in research and development along the frontiers of science, space, health care and so forth”

No 5: Mike Adenuga, Nigeria

$4.3 billion

Nicknamed “the Guru” in his native Nigeria, this guy represents the “Nigerian Dream” he started as a cab driver and security guard in USA to fund his studies. He made his first million at age 26 selling lace and distributing Coca-Cola in Nigeria. However, he lost two telecom licenses lost a bank, fled into exile and still went on to become one of the richest black men in the world. He owns Equitorial Trust Bank and Consolidated Oil, which carries out crude oil drilling, refining and marketing.

Mike Adenuga

No 4: Johann Rupert & family, South Africa


the 61-year old who heads Richemont, an umbrella company for the likes of Dunhill and Montblanc. He is the chairman of the Swiss-based luxury goods company Richemont as well as of the South Africa based company Remgro. He is Chancellor of the University of Stellenbosch, in South Africa’s wine country where he has an office. With family relatives, owns two of South Africa’s best known vineyards, Rupert & Rothschild and L’Ormarins; also owns one of the country’s most exclusive golf clubs.

Johann Rupert

No 3: Nassef Sawiris, Egypt

$6.75 billion

He runs the country’s most valuable publicly-traded company – Orascom Construction Industries. Fifty-year-old Sawiris makes a bit of extra cash through stakes in cement firm Lafarge and Texas Industries.

Nassef Sawiris

No 2: Nicky Oppenheimer, South Africa

$6.5 billion

66-year-old South African Nicky Oppenheimer, who has total a $6.5billion (£4.1billion) fortune through the lucrative diamond trade.
He took the helm of world famous De Beers in 1998, but sold a 40 per cent stake in the company to Anglo American, which was founded by his grandfather, for $5.1billion.

Nicky Oppenheimer

No 1: Aliko Dangote, Nigeria

$25.1 billion

The 54-year old started selling building materials when was 21 before moving on to trade in commodties like oil,gas,textiles and flour. His Lagos-based company is Africa’s biggest cement manufacturer and it also makes enormously popular food products such as noodles, spaghetti and milk


Richest people in Europe

Moscow now home to more billionaires than any other city in the world. The city has 79 billionaires, and Russia has the most billionaires in Europe. Germany is in second place with 52 and UK third with 32 billionaires.


No 5: Vladimir Lisin, Russia

$24 billion

He is a Russian businessman specialised in the steel industry. He is considered by the Forbes magazine to
be the richest man in Russia with an estimated net worth of $24 billion and number 14 richest people in
World, judging by the Forbes magazine (2011). .

Vladimir Lisin

No 4: Stefan Persson, Sweden

$24.5 billion

Has run Swedish retailer, founded by his father, for 29 years. The hip clothing chain now has 1,700 stores
in 24 countries. Heads cheap chic fashion retailer Hennes & Mauritz; H&M known for bringing in big
names like Madonna, Karl Lagerfeld, Stella McCartney and Kylie Minogue to design affordable
collections for its 1,700 stores.

Stefan Person

No 3: Karl Albrecht, Germany

$25.5 billion

Entrepreneur who founded the discount supermarket chain Aldi with his brother Theo. Theo, transformed
their mother’s corner grocery store into Aldi after World War II. Brothers split ownership in 1961;
Karl took the stores in southern Germany, plus the rights to the brand in the U.K., Australia and the U.S

Karl Albrecht

No 2: Amancio Ortega, Spain

$31 Billion

Amancio Ortega stepped down as chairman of Inditex, the $15.8bn (sales) fashion firm in January. The
firm operates under brand names including Zara, Massimo Dutti and Stradivarius. He still gets
87% of his fortune from his stake in the publicly traded firm.

Amncio Ortega

No 1: Bernard Arnault

$41 Billion

The richest European thanks to shares of his luxury goods outfit LVMH – maker of Louis Vuitton etc

Bernard Arnault


Here’s a closer look at the five leading women entrepreneurs of Africa.

Bethlehem Tilahun Alemu






When she started in 2004 with the name soleRebels, Bethlehem Tilahun Alemu exactly knew where her enterprise of making hand-crafted shoes would take not only her but also her local community in Addis Ababa. According to her, the fine and skilled artisans employed from her local community (in Ethiopia) form the backbone of the company and the essentials of the company’s ethics. With the joy of spreading a bit of their cultural heritage with every shoe crafted, Alemu has emerged as a commendable entrepreneur consolidating her business in less than a decade with her gumption. Owing to Alemu’s grits and dedication towards soleRebels today, the company is the only achiever of WFTO fair Trade Certified Footwear Company title worldwide. Following the success of her business, Alemu was invited by Bill Clinton for addressing as a speaker by The Clinton Global Initiative’s panel. Subsequently in the year 2011, Alemu was again given the distinct honor by the World Bank Managing Director Ngozi Okonjo-Iweala, she was the first African woman entrepreneur to get the invitation ever. In the same year, she received global recognition for entrepreneurship by different institutions. soleRebels was among the top 5 finalists of the 2011 Legatum Africa Awards For Entrepreneurship. Alemu gives workshops & mentorship to young rural girls for their economic empowerment and to equip them with self-reliance. Alemu envisages coming 3 years as the period of expansion of her business beyond Ethiopia in more than 10 locations with annual revenues topping $10 mill.

Carmen Tal







A sheer entrepreneur, Carmen Tal is popularly hailed as ‘The Leading Lady of Moroccan Oil’. From being a salon owner to being the mother of a huge beauty enterprise, Tal’s journey has been quite interesting. After being disappointed by an awful hair color service when Tal underwent an argan oil treatment, she was spellbound by its unmatched benefits and decided to bring these benefits to the women across the globe. Thus, in partnership with her now ex-husband, she bought the firm importing argan oil to the US and started her business with a single brand. This was the turning point of her life as well as her career. Having grown immensely in span of 6 years i.e. from a core team of merely ten in 2006 to more than three hundred employees today, Tal will be launching 12 luxury body care products in 2012 to bring innovation and quality to the salon-experience worldwide. Her enterprise is a multi-million business that has made her the queen of argan oil trade. While her business is currently on its high, Tal plans to develop newer products in the subsequent years to enhance the mesmerizing feel of salons for all her customers/clients.

Divine Ndhlukuka






Founder and Managing Director of Zimbabwe’s first ISO certified Security Company SECURICO; Divine Ndhlukula has risen above all odds of life to make her company a success.

The company is presently a leader in provision of bespoke guarding services and cutting-edge electronic security solutions. While setting up her business in the male-dominated industry was no cakewalk for Divine, she has taken her company within 15 years to the highs she dreamt of. The $13 million (revenues) company presently has more than 3,400 employees – 900 out of which are women. Having won several accolades for the entrepreneurship, her company was awarded the prestigious Legatum Africa Awards for Entrepreneurship last year. With numerous educational degrees and profound work experience from her past jobs, Divine has established an empire of security services that now gives a tough competition to Security giants like Midsec and Fawcett. “Our vision as SECURICO is that we become a leading security organization in the Southern African Development Community region and continue to grow at the targeted rates and make our company a truly international business” says Divine.

Adenike Ogunles






She started her business in 1996 by selling merely pajamas in the boot of her car and in bazaars and today, Adenike Ogunlesi is the proud owner and CEO of Ruff ‘n’ Tumble, an apparel range for children that is based in Nigeria. Her story dates back to the time when she dropped out of college with uncertainty of future and began working with her mother in the tailor shop. This helped her gain immense work experience. Owing to her work experience and excellent entrepreneurship skills, she has secured her place among the best manufacturers of children’s clothing in Nigeria. In today’s time, Ruff ‘N’ Tumble stands tall with 50 employees. As the demand for her clothing range augmented, Adenike expanded over the years. She recently opened two new outlets in Port Harcourt and Surulere, Lagos. Adenike Was quoted saying,” We don’t export now. Export to the West African coast, yes, all along the West African coast, yes, but to say, America or to England, I’m not interested in it at all. If 40 percent of the 120 million people in Nigeria are children, I have the potential of a huge market here.” Despite of facing numerous challenges, Adenike has established her enterprise as a towering business line and she was recognized as the FATE Foundation Model Entrepreneur in 2005. Now, Ruff ‘n’ Tumble is a brand opted over the others in the range of children’s clothing in Nigeria.

Khanyi Dhlomo







Once called “the sweetheart of African Media”, Khanyi Dhlomo started her career in Media works at the age of 20. Having begun with South African Broadcast media, SABC 1 she is presently the Managing Director of Ndalo Media which she founded in 2007 in collaboration with Media 24 and through this media house she publishes two magazines, Destiny magazine & Destiny Man. Also, the online media is an integral part of Ndalo Media. In the past she had worked for True Love magazine, a women-magazine of repute and at South Africa’s Tourism Board in Paris, which laid the foundation of inception of her enterprise. While she was appointed as the editor of True Love magazine, Dhlomo succeeded in capturing maximum audience.

This passionate way of working was an asset for Dhlomo. Her current area of work i.e. Destiny magazine is a monthly issue where texts on topics like business, lifestyle, fashion etc find a convenient place. Unique at its heart, every issue of Destiny is created with an outlook to inform and inspire the smart women who are keen on business activities or entrepreneurship. Its counterpart for men is ‘Destiny Man’ that focuses on business-activities, fashion, grooming etc and provides the scope for empowerment of men by connecting them locally. With a foresight in Media and a visionary sense, Dhlomo started that was the online media section of her enterprise. She is also the Independent Non-Executive Director at THE FOSCHINI GROUP LTD. Recipient of global honorary recognition and selected by World Economic Forum as a Young Global leader, Dhlomo is a diligent entrepreneur who has made her way from all the curves of life to the top of Media works.

The top 32 in USA richest people

  • 1. Washington: Bill Gates – $76 billion (Microsoft)
  • 2. Nebraska: Warren Buffett – $58 billion (Berkshire Hathaway)
  • 3. California: Larry Ellison – $48 billion (Founder of Oracle)
  • 4. Kansas: Charles Koch – $40 billion (Chairman of Koch Industries, largest private company in the US)
  • 5. New York: David Koch – $40 billion (EVP of Koch Industries, largest private company in the US)
  • 6. Nevada: Sheldon Adelson – $37.5 billion (Las Vegas Sands casino)
  • 7. Wyoming: Christy Walton – $36.7 billion (Walmart)
  • 8. Texas: Alice Walton – $35 billion (Walmart)
  • 9. Arkansas: Jim Walton – $34.2 billion (Walmart)
  • 10. Virginia: Jacqueline Mars – $21 billion (Mars Candy Company)
  • 11. Oregon: Phil Knight – $18.4 billion (Nike)
  • 12. Massachusetts: Abigail Johnson – $17.3 billion (Fidelity Investments)
  • 13. Georgia: Anne Cox Chambers – $15.5 billion (Cox Enterprises, cable TV, radio, newspapers)
  • 14. Colorado: Charles Ergen – $15 billion (Founder of DISH Network)
  • 15. Oklahoma: Harold Hamm – $14.6 billion (Continental Resources, oil exploration)
  • 16. Connecticut: Ray Dalio – $14.4 billion (Bridgewater Associates, investment management)
  • 17. Missouri: Jack Taylor – $12.8 billion (Enterprise Rent-A-Car)
  • 18. Hawaii: Pierre Omidyar – $8.2 billion (eBay)
  • 19. North Carolina: James Goodnight – $7.5 billion (SAS Software)
  • 20. New Jersey: Donald Newhouse – $8.5 billion (Advance Publications, The New Yorker, GQ, Vogue,
  • 21. Wisconsin: John Menard – $7.5 billion (Menards hardware and home improvement chain)
  • 22. Michigan: Richard Devos – $7 billion (Amway, Orlando Magic)
  • 23. Florida: Micky Arison – $6.6 billion (Carnival Cruise Lines, Miami Heat)
  • 24. Tennessee: Thomas Frist – $6.1 billion (Kentucky Fried Chicken, Hospital Corp of America)
  • 25. Montana: Dennis Washington – $6 billion (The Washington Companies, mining, construction)
  • 26. Indiana: Gayle Cook – $5.8 billion (Cook Group, medical equipment manufacturer)
  • 27. New Hampshire: Patrick McGovern – $5.7 billion (International Data Group)
  • 28. Ohio: Leslie Wexner – $5.6 billion (Limited Brands, Victoria’s Secret, Bath and Body Works)
  • 29. Illinois: Ken Griffin – $5.2 billion (Citadel LLC hedge fund)
  • 30. Arizona: Bruce Halle – $5 billion (Founder of Discount Tires)
  • 31. Minnesota: Barbara Carlson Gage – $4.4 billion (Carlson Inc, owner of TGI Friday’s, Radisson hotels)
  • 32. Maryland: Ted Lerner – $4 billion (Lerner Enterprises, real estate, Washington Nationals)                                                                                                                                                                                    
  • 15 Billionaires Who Were Once Dirt Poor

     ralph lauren car 2

    Dimitrios Kambouris/Getty Images

    Wealth tends to create more wealth, but a rich background is not the only way to the top. Some of the world’s wealthiest people started out dirt poor. All from humble beginnings, these 15 people not only climbed to the top of their industries but also became some of the richest people in the world.Although the rich do get richer, these rags-to-riches stories remind us that through determination, grit, and a bit of luck anyone can overcome their circumstances and achieve extraordinary success.

    Kenny Troutt, the founder of Excel Communications, paid his way through college by selling life insurance.

    Kenny Troutt, the founder of Excel Communications, paid his way through college by selling life insurance.

    Getty Images

    Net worth: $1.7 billion (as of Sept. 2013)

    Troutt grew up with a bartender dad and paid for his own tuition at Southern Illinois University by selling life insurance. He made most of his money from phone company Excel Communications, which he founded in 1988 and took public in 1996. Two years later, Troutt merged his company with Teleglobe in a $3.5 billion deal.

    He’s now retired and invests heavily in racehorses.

    Starbucks’ Howard Schultz grew up in a housing complex for the poor.

    Starbucks' Howard Schultz grew up in a housing complex for the poor.


    Net worth: $2 billion (as of Sept. 2013)

    In an interview with British tabloid Mirror, Schultz says: “Growing up I always felt like I was living on the other side of the tracks. I knew the people on the other side had more resources, more money, happier families. And for some reason, I don’t know why or how, I wanted to climb over that fence and achieve something beyond what people were saying was possible. I may have a suit and tie on now but I know where I’m from and I know what it’s like.”

    Schultz ended up winning a football scholarship to the University of Northern Michigan and went to work for Xerox after graduation. Shortly after, he took over a coffee shop called Starbucks, which at the time had only 60 shops. Schultz became the company’s CEO in 1987 and grew the coffee chain to more than 16,000 outlets worldwide.

    Investor Ken Langone’s parents worked as a plumber and cafeteria worker.

    Investor Ken Langone's parents worked as a plumber and cafeteria worker.


    Net worth: $2.1 billion (as of Sept. 2013)

    To help pay for Langone’s school at Bucknell University, he worked odd jobs and his parents mortgaged their home.

    In 1968, Langone worked with Ross Perot to take Electronic Data Systems (HP) public. Just two years later, he partnered with Bernard Marcus to start Home Depot, which also went public in 1981.

    Born into poverty, Oprah Winfrey became the first African American TV correspondent in Nashville.

    Born into poverty, Oprah Winfrey became the first African American TV correspondent in Nashville.


    Net worth: $2.9 billion (as of Sept. 2013)

    Winfrey was born into a poor family in Mississippi, but this didn’t stop her from winning a scholarship to Tennessee State University and becoming the first African American TV correspondent in the state at the age of 19.

    In 1983, Winfrey moved to Chicago to work for an AM talk show which would later be called “The Oprah Winfrey Show.”

    At one time, businessman Shahid Khan washed dishes for $1.20 an hour.

    At one time, businessman Shahid Khan washed dishes for $1.20 an hour.

    Getty Images

    Net worth: $3.8 billion (as of Sept. 2013)

    He’s now one of the richest people in the world, but when Khan came to the U.S. from Pakistan, he worked as a dishwasher while attending the University of Illinois. Khan now owns Flex-N-Gate, one of the largest private companies in the U.S., the NFL’s Jacksonville Jaguars, and Premier League soccer club Fulham.

    Mega-resort owner Kirk Kerkorian dropped out of school in the eighth grade to become a boxer.

    Mega-resort owner Kirk Kerkorian dropped out of school in the eighth grade to become a boxer.


    Net worth: $3.9 billion (as of Sept. 2013)

    To financially help his Armenian-immigrant family, Kerkorian dropped out of school in the eighth grade and later would become a boxer called “Rifle Right Kerkorian.” During World War II, Kerkorian worked for Britain’s Royal Air Force. He eventually turned his interest to constructing many of Las Vegas’ biggest resorts and hotels.

    John Paul DeJoria, the man behind a hair-care empire and Patron Tequila, once lived in a foster home and his car.

    John Paul DeJoria, the man behind a hair-care empire and Patron Tequila, once lived in a foster home and his car.

    Net worth: $4 billion (as of Sept. 2013)

    Before the age of 10, DeJoria, a first generation American, sold Christmas cards and newspapers to help support his family. He was eventually sent to live in a foster home and even spent some time in a gang before joining the military.

    With a $700 dollar loan, DeJoria created John Paul Mitchell Systems and sold the shampoo door-to-door while living in his car. He later started Patron Tequila, and now invests in other industries.

    Forever 21 founder Do Won Chang worked as a janitor, gas station attendant, and in a coffee shop when he first moved to America.

    Net worth: $5 billion (as of Sept. 2013)

    The husband-and-wife team — Do Won Chang and Jin Sook — behind Forever 21 didn’t always have it so easy. After moving to America from Korea in 1981, Do Won had to work three jobs at the same time to make ends meet. They opened their first clothing store in 1984.

    Forever 21 is now an international, 480-store empire that rakes in around $3 billion in sales a year.

    Ralph Lauren was once a clerk at Brooks Brothers dreaming of men’s ties.

    Ralph Lauren was once a clerk at Brooks Brothers dreaming of men's ties.

    Dimitrios Kambouris

    Net worth: $7.7 billion (as of Sept. 2013)

    Lauren graduated high school in the Bronx, N.Y., but later dropped out of college to join the Army. It was while working as a clerk at Brooks Brothers that Lauren questioned whether men were ready for wider and brighter designs in ties. The year he decided to make his dream a reality, 1967, Lauren sold $500,000 worth of ties. He started Polo the next year.

    Luxury goods mogul Francois Pinault quit high school in 1974 after being bullied for being poor.

    Luxury goods mogul Francois Pinault quit high school in 1974 after being bullied for being poor.

    AP Images

    Net worth: $15 billion (as of March 2013)

    Pinault is now the face of fashion conglomerate Kering (formerly PPR), but at one time, he had to quit high school because he was teased so harshly for being poor. As a businessman, Pinault is known for his “predator” tactic, which includes buying smaller firms for a fraction of the cost when the market crashed. He eventually started PPR, which owns high-end fashion houses including Gucci, Stella McCartney, Alexander McQueen, and Yves Saint Laurent.

    Leonardo Del Vecchio grew up in an orphanage and later worked in a factory where he lost part of his finger.

    Leonardo Del Vecchio grew up in an orphanage and later worked in a factory where he lost part of his finger.

    Net worth: $15.3 billion (as of March 2013)

    Del Vecchio was one of five children who was eventually sent to an orphanage because his widow mother couldn’t care for him. He would later work in a factory making molds of auto parts and eyeglass frames.

    At the age of 23, Del Vecchio opened his own molding shop, which expanded to become the world’s largest maker of sunglasses and prescription eyeware with brands like Ray-Ban and Oakley.

    Legendary trader George Soros survived the Nazi occupation of Hungary and arrived in London as an impoverished college student.

    Net worth: $20 billion (as of Sept. 2013)

    In his early teens, Soros posed as the godson of an employee of the Hungarian Ministry of Agriculture in order to stay safe from the Nazi occupation of Hungary. In 1947, Soros escaped the country to live with his relatives in London. He put himself through the London School of Economics working as a waiter and railway porter.

    After graduating, Soros worked at a souvenir shop before getting a job as a banker in New York City. In 1992, his famous bet against the British pound made him a billion dollars.

    After his father died, business magnate Li Ka-shing had to quit school to help support his family.

    After his father died, business magnate Li Ka-shing had to quit school to help support his family.

    Net worth: $31 billion (as of March 2013)

    Ka-shing fled mainland China for Hong Kong in the 1940s, but his father died when he was 15, leaving Ka-shing responsible for supporting his family. In 1950, he started his own company, Cheung Kong Industries, which manufactured plastics at first but would later expand into real estate.

    Harold Simmons grew up in a shack with no plumbing or electricity.

    Harold Simmons grew up in a shack with no plumbing or electricity.


    Net worth: $40 billion (as of Sept. 2013)

    As one of the richest people in the world, Simmons grew up in a “shack” without plumbing or electricity. He managed to get accepted to the University of Texas where he earned a bachelor’s and masters in economics.

    Simmons got his first big break buying a chain of drugstores, which would later sell for $50 million. He went on to become an expert in corporate buyouts.

    Simmons recently passed away at the age of 82.

    Oracle’s Larry Ellison dropped out of college after his adoptive mother died and held odd jobs for eight years.

    Oracle's Larry Ellison dropped out of college after his adoptive mother died and held odd jobs for eight years.

    Business Insider/Julie Bort

    Net worth: $41 billion (as of Sept. 2013)Born in Brooklyn, N.Y., to a single mother, Ellison was raised by his aunt and uncle in Chicago. After his aunt died, Ellison dropped out of college and moved to California to work odd jobs for the next eight years. He founded software development company Oracle in 1977, which is now one of the largest technology companies in the world.

    You will make it .




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